We provide farmers with lines of credit up to $1 million, featuring excellent terms, no application fees, and a quick process.
We provide farmers with lines of credit up to $1 million, featuring excellent terms, no application fees, and a quick process. We know selecting a finance partner is crucial for your ag operation. With competitive rates and various ag financing solutions, our team will guide you through securing a tailored financing option for your unique operation.
There are a variety of reasons to work with us on your operating line, including:
Great Rates
We offer fixed rates for operating line amounts of $1 million or less, and variable rates for amounts greater than $1 million. Thanks to our low overhead and nationwide farmer network, we are able to save customers thousands of dollars.
Convenient and Secure Application
With a streamlined, digital application and no application fees, there’s no need for farmers to waste valuable time driving to the bank and having multiple conversations in order to start applying for the funds they need to grow their operation. Plus, lines under $1 million receive a decision and rate instantly.
Exceptional Service
Our team comprises experienced ag and finance professionals. We understand that every farmer is different, so we’re prepared to work with you directly to help provide custom solutions to your ag financing needs.
Deep Industry Experience
Unlock Great Rates for your farming operation with us at AgLoan Pros!
Get fixed rates for line amounts up to $1 million and variable rates for larger sums. With our efficient online application process, you can save time and money without any application fees. Our experienced team is ready to provide personalized financial solutions to help your business thrive.
Benefit from our deep industry knowledge with team members averaging 15+ years of experience in agricultural finance. Let us guide you through the financing process with ease and support, so you can scale your business successfully.
Connect to your grain buyers and stay on top of your crop marketing with personalized, data-driven market advisory and risk management services from our dedicated and experienced team looking to help you maximize the value of your crops.
Explore our offerings:
Attention Farmers: Boost your operation with flexible financing options! Farming, a capital-intensive business, requires financial support to cover expenses throughout the season. Explore farm operating lines to easily manage purchases and improve your balance sheet. Inject capital when needed to scale up quickly and efficiently repay debts.
Don’t let financial constraints hold back your agricultural operations – unlock the potential of an operating line of credit today!
Discover the distinctions between an “operating line” and an “operating loan” in farm financing. While they may appear similar, there are key differences to consider. Learn more about these common variations among finance products.
Typically, the loan functions as a line of credit with an approved financing limit and no fixed payment schedule. An operating line is usually a revolving credit line that renews as long as the recipient pays down the debt.
Usually, the loan is given as a one-time, non-revolving lump sum. This implies the recipient gets the full approved loan amount upfront, with a payment schedule tailored to their operational needs.
Our farm operating loans assist in managing day-to-day cash flow for farms, ranches, and agribusinesses. They provide essential funding when cash flow is tight, covering various expenses like general operations, fertilizer, seed, feed, and livestock marketing.